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Jenn Smart

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4952 Oak , Bay City, MI 48706
$25,000
Est. Payment: $130.28/mo
0 Bed
0 Bath
100 Sqft
Status: active | Days on site: 4
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.
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Jenn Smart
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House Description

**Two-Story Boat House with direct access to Saginaw Bay** Situated along the water with access leading out to the Saginaw Bay and includes a shared dock with the neighboring lot. Equipped with electricity and water and has been freshly painted. The main level features a small, kitchen area with countertop space, a refrigerator and microwave. Upstairs is a small carpeted lodging area with two windows, drywalled and insulated. **Property Features:** * Two-story boat house * Water access leading to Saginaw Bay * Shared dock * Electricity and water * Fresh interior paint * Refrigerator and microwave * Small kitchenette/counter area * Upper-level lodging area * Carpeted upper level with two windows * Drywalled and insulated * Outdoor storage * **No trash pickup** Right in between Bay City Yacht Club and Sunset Shores Yacht Club without the Yacht Club fees. Green and White Lighthouse Not included
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Highlights

Listed by Amy Garza , 810-407-1217 and Sheldon Wolin , 810-444-4432 HamadyRobinson, REALTORS® , 810-744-4333. MiRealSource, Inc. mls logo

Property Type

Residential
Lot/Acreage
0.06

County

Bay

Area

Bay City (09016)

 Neighborhood

Sunset Shores Div Two

 School District

Bangor Township Schools

Listing ID

50220140

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:0
  • ▪ Bathrooms:0
  • ▪ Full Bathrooms:0
Above Ground Sq Ft:100
Below Ground Sq Ft:0
Water:Other-See Remarks

Exterior Features

Lot Dimensions:2,614
Sewer:None
Principal Interest
$130
Taxes
$27

Home Price

$25,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$5,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$130.28

Principal

Taxes

Principal Taxes HOA Total
Monthly $130.28 $27.08 $0.00 $157.36
Yearly $1,563.34 $325.00 $0.00 $1,888.34
Total $46,900.25 $9,750.00 $0.00 $56,650.25
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So-Crates Johnson
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Market insight data is pulled from the same city as the listing being viewed (Bay City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T01:10:54.300Z

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