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Jenn Smart

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315 Center Ste 404 , Bay City, MI 48708
$475,000
Est. Payment: $2,475.29/mo
2 Bed
3 Bath
2832 Sqft
Status: active with contingency | Days on site: 41
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome to this stunning fourth-floor luxury penthouse condo in the historic Shearer Building, ideally situated on Center Avenue in the heart of downtown Bay City. This beautifully updated 2-bedroom, 2.5-bath residence blends timeless architectural character with stylish modern updates, offering the perfect combination of comfort, elegance, and convenience. Inside, you'll find bright, inviting living spaces enhanced by numerous quality renovations and contemporary finishes. Thoughtfully updated while preserving the home's historic charm, every detail has been designed for comfortable everyday living and effortless entertaining. Just before stepping onto the private balcony, you'll find a versatile office/bonus room—an ideal space for working from home, a reading nook, hobby room, or additional lounge area. Go outside onto your breathtaking private balcony, where you can enjoy your morning coffee, unwind with a good book, entertain guests, or simply take in the beautiful views from your own peaceful retreat. Residents enjoy beautifully maintained common areas, generous designated storage, and the added security and convenience of a gated parking lot. Located in Bay City's vibrant downtown, you'll have easy access to waterfront attractions, exceptional dining, boutique shopping, entertainment, and the year-round festivals and events that make this area such a sought-after place to live. The current owners have completed numerous quality improvements throughout the home. Please refer to the attached documents for a complete list of recent updates and renovations. Schedule your private showing today and experience downtown living at its finest!

Highlights

Listed by Louis Castillo , 989-992-5879 Ayre/Rhinehart Bay REALTORS , 989-892-4800. MiRealSource, Inc. mls logo

Property Type

Condo/Townhome

HOA Fee

488 Monthly

Year Built

2012

County

Bay

Area

Bay City (09016)

Neighborhood

Shearer Block Condominium

School District

Bay City School District

Listing ID

50215703

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Bar-Refrigerator, Range/Oven, Refrigerator
Air Cond:Central A/C
Fireplaces:Gas Fireplace
Above Ground Sq Ft:2832
Below Ground Sq Ft:0
Water:Public Water

Exterior Features

Sewer:Public Sanitary
Parking Features:Detached Garage
Principal Interest
$2,475
Taxes
$1,300
HOA
$488

Home Price

$475,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,475.29

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,475.29 $1,300.42 $488.00 $4,263.71
Yearly $29,703.49 $15,605.00 $5,856.00 $51,164.49
Total $891,104.78 $468,150.00 $175,680.00 $1,534,934.78
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Bay City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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