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Jenn Smart

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340 Richards , Bay City, MI 48706
$320,000
Est. Payment: $1,667.56/mo
3 Bed
2 Bath
1792 Sqft
Status: active | Days on site: 12
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

This well maintained home has a quiet country feel on a dead end road but is only steps away from the Saginaw Bay and and two miles from convenient shopping and dining. Situated on 0.9 acres and surrounded by wildlife there is minimal visibility from the road. This home offers peace of mind with thoughtful updates including a brand new roof completed in August with a transferable warranty. The wide concrete bridge is only 2 years old and there are places to park your RV or boat. There is a two-plus car garage that is insulated and heated making for a great work space or additional storage. In the home, you will find an updated kitchen with an island that is equipped with electric, tiled floor, Corian countertops and a large pantry. Sliding glass doors walk out onto a newly poured concrete patio. The open concept living includes a living room, dining area, eat-in kitchen and family room. The primary suite, located away from the other bedrooms, includes a large soaker tub and dual sinks. The home has an elevation certificate and is not in a flood plain. Move right in and make this house your new home!

Highlights

Listed by Karma McGaw , 312-493-8031 Good Karma Homes , 312-493-8031. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.9

Year Built

2003

County

Bay

Area

Bangor Twp (09001)

Neighborhood

Richardson Sub

School District

Bangor Township Schools

Listing ID

50218759

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Bar-Refrigerator, Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:
Above Ground Sq Ft:1792
Below Ground Sq Ft:0
Other:
  • Additional:Ceramic Floors, Sump Pump, Wet Bar/Bar, Window Treatment(s), Accessibility Features
Water:Private Well

Exterior Features

Lot:Deep Lot - 150+ Ft.,Large Lot - 65+ Ft.,Treed
Lot Dimensions:125x323
Others:
  • Additional:Wheelchair Access, Patio, Storms/Screens
Sewer:Public Sanitary
Parking Features:Attached Garage,Electric in Garage,Gar Door Opener,Heated Garage,3 or More Spaces,Garage,Paved Driveway
Principal Interest
$1,668
Taxes
$307

Home Price

$320,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$64,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,667.56

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,667.56 $306.53 $0.00 $1,974.09
Yearly $20,010.77 $3,678.32 $0.00 $23,689.09
Total $600,323.22 $110,349.60 $0.00 $710,672.82
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Bay City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T01:10:54.300Z

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