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Jenn Smart

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814 N Monroe , Bay City, MI 48708
$249,900
Est. Payment: $1,302.26/mo
2 Bed
4 Bath
3582 Sqft
Status: active | Days on site: 8
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Step into a piece of Bay City history at 814 N. Monroe Street, originally built around 1876 as the George H. and Elva Shearer House. Designed in the distinctive Second Empire style, this historic property reflects the craftsmanship and elegance of Bay City’s lumber-era past. The Shearer family was prominent in the local lumber, real estate, insurance, and banking communities, making this home a meaningful part of the city’s story. Today, the property offers a unique mixed-use layout with residential and commercial possibilities. The main level, formerly an attorney’s office known as the Bay Justice Building, showcases the home's historic character with two fireplaces, beautiful original woodwork, a wet bar, and a half bathroom. The space offers flexibility for office, business, entertaining, or additional living uses. The second level features condo-style living with 2 bedrooms, 2 full bathrooms, kitchen, and a spacious living area with two beautiful stone fireplaces. One bathroom includes a jetted garden tub, walk in shower, and a dedicated laundry area. As you go through the living room you will find stairs to the third floor. The third level provides additional storage, another half bathroom, and patio doors leading to a private deck. From there, stairs lead to the rooftop deck, offering an exceptional view of downtown Bay City, a rare feature that truly sets this property apart. Imagine the view of the fireworks!! Outside there is a beautiful front porch, brick designed parking spaces, a modest easy to maintain yard with a deck complete with chiminea, a privacy fence, and a storage shed to keep your lawn equipment in. From its original architectural details to its modern versatility and rooftop views, 814 N. Monroe Street is more than a property. It is a piece of Bay City history ready for its next chapter. Truly a one of a kind opportunity.

Highlights

Listed by The Real Estate Specialists , 989-450-6980 Berkshire Hathaway HomeServices, Bay City , 989-892-8888. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.34

Year Built

1876

County

Bay

Area

Bay City (09016)

Neighborhood

None

School District

Bay City School District

Listing ID

50219629

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:4
  • Full Bathrooms:2
  • 1/2 Bathrooms:2
Air Cond:Central A/C
Fireplaces:Gas Fireplace,Electric Fireplace
Above Ground Sq Ft:3582
Below Ground Sq Ft:700
Basement:Block,Egress/Daylight Windows,Full,Stone,Sump Pump
Water:Public Water

Exterior Features

Lot Dimensions:14,984 sqft
Others:
  • Additional:Exterior Balcony, Deck, Fenced Yard, Lawn Sprinkler, Porch, Sidewalks, Street Lights, Fence Owned
Sewer:Public Sanitary
Parking Features:3 or More Spaces,Paved Driveway
Principal Interest
$1,302
Taxes
$357

Home Price

$249,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$49,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,302.26

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,302.26 $356.95 $0.00 $1,659.22
Yearly $15,627.16 $4,283.42 $0.00 $19,910.58
Total $468,814.92 $128,502.60 $0.00 $597,317.52
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Bay City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T01:10:54.300Z

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