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Jenn Smart

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405 McGraw , Bay City, MI 48708
$89,900
Est. Payment: $468.48/mo
4 Bed
1 Bath
1692 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome home to this spacious 4-bedroom ranch located in Bay City’s desirable deep south end! Offering plenty of room to make it your own, this home features a large living room, an eat-in kitchen, and all appliances included, making moving in easy. The maintenance-free vinyl exterior and back porch/deck provide the perfect place to relax or entertain. The oversized, fully fenced yard offers plenty of room for children and pets to play, complete with a kids’ playscape and a separate fenced area just for dogs. Car enthusiasts, hobbyists, or anyone needing extra workspace will appreciate the extra-large heated garage featuring electricity and a dedicated workshop area with ample room for storage and projects. Additional updates include a gas forced-air furnace that’s approximately 6 years old and a new water heater (2026) for added peace of mind. This home offers generous living space inside and out and is conveniently located close to schools, parks, shopping, and everyday amenities. Sale is contingent upon the seller successfully purchasing a replacement home. Don’t miss this opportunity to add your personal touches and create the home you’ve been dreaming of in one of Bay City’s most desirable neighborhoods!

Highlights

Listed by Jean Ann Styn-DeShano , 989-233-8380 RE/MAX Results , 989-686-3400. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.22

Year Built

1952

County

Bay

Area

Bay City (09016)

Neighborhood

None

School District

Bay City School District

Listing ID

50216775

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dryer, Range/Oven, Refrigerator, Washer
Above Ground Sq Ft:1692
Below Ground Sq Ft:0
Other:
  • Additional:Cable/Internet Avail., Window Treatment(s)
Water:Public Water

Exterior Features

Lot:Large Lot - 65+ Ft.
Lot Dimensions:93X108.5
Zoning:Residential
Others:
  • Additional:Fenced Yard, Porch, Fence Owned, Fence Neighbor Owned
Sewer:Public Sanitary
Parking Features:Detached Garage,Electric in Garage,Heated Garage,Side Loading Garage,Workshop,2 Spaces,Garage
Principal Interest
$468
Taxes
$135

Home Price

$89,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$17,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$468.48

Principal

Taxes

Principal Taxes HOA Total
Monthly $468.48 $134.67 $0.00 $603.15
Yearly $5,621.78 $1,616.05 $0.00 $7,237.83
Total $168,653.31 $48,481.50 $0.00 $217,134.81
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Bay City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. Copyright MiRealSource.

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Data last updated: 2026-09-02T01:10:54.300Z

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