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Jenn Smart

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108 S Monroe , Bay City, MI 48708
$124,900
Est. Payment: $650.87/mo
2 Bed
1 Bath
1036 Sqft
Status: active | Days on site: 7
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome home to this beautifully updated ranch on Bay City’s desirable east side! This move-in ready home offers 2 bedrooms, 1 full bath, a bright living room, and an inviting eat-in kitchen featuring a modern farmhouse design with white shaker cabinetry, butcher block countertops, open shelving, vinyl flooring, and newer stainless-steel appliances. The updated bathroom boasts newer fixtures, flooring, and tub surround, while the bedrooms and living room feature matching newer carpet and window blinds. A spacious rear laundry/mud room provides excellent storage and flexibility for a home office, workout area, or hobby space. Additional updates include newer vinyl siding, vinyl windows, newer roof, and central air conditioning for year-round comfort. The large attic offers potential for future expansion and additional living space. Situated on a 40’ x 111’ lot, the fully fenced backyard includes a storage shed and plenty of room for pets, play, or entertaining. Conveniently located directly across from St. James Church and within the All Saints School system area, this home offers excellent walkability to schools, parks, shopping, dining, and all that Bay City has to offer. Complete with a concrete driveway and crawl space foundation, this charming home is ready for its next owner. Don’t miss this opportunity!

Highlights

Listed by Jean Ann Styn-DeShano , 989-233-8380 RE/MAX Results , 989-686-3400. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.12

Year Built

1900

County

Bay

Area

Bay City (09016)

Neighborhood

None

School District

Bay City School District

Listing ID

50211809

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Microwave, Range/Oven, Refrigerator
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:1036
Below Ground Sq Ft:0
Other:
  • Additional:Cable/Internet Avail., No Restrictions
Water:Public Water

Exterior Features

Lot:Large Lot - 65+ Ft.
Lot Dimensions:49x111
Zoning:Residential
Others:
  • Additional:Fenced Yard, Porch, Sidewalks
Sewer:Public Sanitary
Parking Features:2 Spaces,Paved Driveway
Principal Interest
$651
Taxes
$266

Home Price

$124,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$24,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$650.87

Principal

Taxes

Principal Taxes HOA Total
Monthly $650.87 $266.17 $0.00 $917.04
Yearly $7,810.46 $3,194.00 $0.00 $11,004.46
Total $234,313.66 $95,820.00 $0.00 $330,133.66
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Bay City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

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Data last updated: 2026-09-02T03:11:55.100Z

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