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Jenn Smart

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900 38th , Bay City, MI 48708
$139,900
Est. Payment: $729.04/mo
2 Bed
1 Bath
1200 Sqft
Status: pending | Days on site: 3
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome home! This immaculate 2-bedroom, 1-bath residence seamlessly blends timeless charm with high-performance energy efficiency. Bathed in abundant natural light, the thoughtful layout features spacious, well-sized bedrooms and a bright, airy vibe throughout. Unwind or entertain in the expansive breezeway sunroom—the perfect bridge between indoor comfort and outdoor living. Peace of mind comes standard with a newer roof and a recent, complete spray-foam insulation installation, keeping utility bills low year-round. Outside, enjoy an unusually large, fully fenced city lot ideal for pets, gardening, or weekend BBQs. The property is finished with a spacious 2-car attached garage for ultimate convenience. Spotless, low-maintenance, and truly move-in ready—schedule your showing today before this one slips away!

Highlights

Listed by James Diedrich , 989-280-8942 Ayre/Rhinehart Bay REALTORS , 989-892-4800. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.27

Year Built

1942

County

Bay

Area

Bay City (09016)

Neighborhood

no

School District

Bay City School District

Listing ID

50217727

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:1200
Below Ground Sq Ft:0
Water:Public Water

Exterior Features

Lot Dimensions:Irregular
Sewer:Public Sanitary
Parking Features:Attached Garage
Principal Interest
$729
Taxes
$113

Home Price

$139,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$27,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$729.04

Principal

Taxes

Principal Taxes HOA Total
Monthly $729.04 $113.23 $0.00 $842.27
Yearly $8,748.46 $1,358.72 $0.00 $10,107.18
Total $262,453.81 $40,761.60 $0.00 $303,215.41
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Bay City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. Copyright MiRealSource.

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Data last updated: 2026-09-02T04:57:55.100Z

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