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Jenn Smart

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356 Killarney Beach , Bay City, MI 48706
$469,900
Est. Payment: $2,448.71/mo
3 Bed
2 Bath
2200 Sqft
Status: active | Days on site: 219
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.
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Jenn Smart
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House Description

Beautiful Bayfront Home with Incredible Saginaw Bay Views. Well-maintained 3-bedroom home offering sweeping views of Saginaw Bay and a bright, open floor plan with tongue-and-groove ceilings, and newer laminate flooring. Main level includes a bedroom and full bath. Upstairs primary suite features a walk-in closet, great natural light, and a private balcony with new (Feb 2024) Pella sliding door—perfect for sunsets over the water. Hallway bathroom and another large bedroom complete the upstairs. Recent updates include roof and gutters (Oct 2025), crawl space insulation and encapsulation (Sept 2025), and a new GFA furnace (Sept 2025). Both bathrooms are updated, with plenty of built-ins and storage throughout. Enjoy the backyard and large deck for relaxing or entertaining. Includes additional parcel #010-038-100-025-99 and a 36x24 pole barn with oversized door, opener, floor drain, 125V and 250V EV outlet. Close to Tobico Marsh, Rail Trail, and State Park for walking, biking and outdoor activities. Immediate possession at closing.
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Highlights

Listed by Joan Swide , 989-239-7755 RE/MAX Results , 989-686-3400. MiRealSource, Inc. mls logo

Property Type

Residential
Lot/Acreage
0.15

Year Built

1930

County

Bay

Area

Bangor Twp (09001)

 Neighborhood

no

 School District

Bangor Township Schools

Listing ID

50172003

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal
Air Cond:Wall/Window A/C
Fireplaces:
Above Ground Sq Ft:2200
Below Ground Sq Ft:0
Basement:Block
Other:
  • ▪ Additional:Bay Window, Walk-In Closet, Furnished
Water:Public Water

Exterior Features

Lot Dimensions:40x167
Zoning:Residential
Others:
  • ▪ Additional:Exterior Balcony, Deck, Fenced Yard, Porch
Sewer:Public Sanitary
Parking Features:Additional Garage(s),Detached Garage,Electric in Garage,Gar Door Opener,Heated Garage,3 or More Spaces
Principal Interest
$2,449
Taxes
$588

Home Price

$469,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$93,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,448.71

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,448.71 $587.94 $0.00 $3,036.66
Yearly $29,384.57 $7,055.31 $0.00 $36,439.88
Total $881,537.13 $211,659.30 $0.00 $1,093,196.43
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Bay City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. Copyright MiRealSource.

IDX service by Blueroof 360

Data last updated: 2026-09-02T03:11:55.100Z

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