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Jenn Smart

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3471 Fraser , Bay City, MI 48706
$525,000
Est. Payment: $2,735.85/mo
4 Bed
5 Bath
2083 Sqft
Status: active | Days on site: 29
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome to this beautiful home in an extraordinary country setting within the “Great Lakes Bay” region, which has everything you could ask for in a location and in a home. Built in 2015, the grand entrance leads into the main part of the home, with the great room featuring a fireplace and abundant natural light from large windows. Next is the well-thought-out kitchen and dining area that opens to the deck and outdoor living space. In addition, you will find the primary ensuite that includes everything you could ask for in this area. Plus, on this level is also the laundry room, half bath, oversized garage with a second kitchen, from there you enter the second garage/pole barn, the “Man Cave”. The upstairs of the home features three bedrooms, one full bathroom, and an additional family room. The lower-level features a recreation room, a full bathroom, and additional areas that can be used for other needs you might have, and or storage. With nearly 3,400 sq ft of living space in the home, this home truly has it ALL! At closing, the home comes with a 14-Month Home Warranty.

Highlights

Listed by Connie Reppuhn , 989-239-2895 Century 21 Signature Realty , 989-921-7000. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
1.09

Year Built

2015

County

Bay

Area

Monitor Twp (09010)

Neighborhood

no

School District

Bay City School District

Listing ID

50212427

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:5
  • Full Bathrooms:3
  • 1/2 Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:Gas Fireplace
Above Ground Sq Ft:2083
Below Ground Sq Ft:1299
Basement:Finished,Full,Poured
Other:
  • Additional:Cable/Internet Avail., Cathedral/Vaulted Ceiling, Ceramic Floors, Sump Pump, Walk-In Closet, Window Treatment(s)
Water:Public Water

Exterior Features

Lot Dimensions:174x275
Zoning:Residential
Others:
  • Additional:Above Ground Pool, Deck, Patio, Porch
Sewer:Septic
Parking Features:Attached Garage,Garage,Paved Driveway
Principal Interest
$2,736
Taxes
$430

Home Price

$525,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$105,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,735.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,735.85 $430.46 $0.00 $3,166.31
Yearly $32,830.18 $5,165.52 $0.00 $37,995.70
Total $984,905.29 $154,965.60 $0.00 $1,139,870.89
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Bay City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

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Data last updated: 2026-09-02T01:10:54.300Z

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