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Jenn Smart

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1401 Garfield , Bay City, MI 48708
$128,000
Est. Payment: $667.03/mo
3 Bed
2 Bath
1516 Sqft
Status: active with contingency | Days on site: 35
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.
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Jenn Smart
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House Description

Whether you're looking to expand your investment portfolio or add a well-maintained income producing property to your portfolio, this nicely updated duplex is a fantastic opportunity! Both units are currently occupied, providing immediate rental income. The lower unit offers a spacious 2-bedroom, 1-bath layout with updated flooring, fresh paint, and a newer bathroom. The upper unit features a 1-bedroom, 1-bath layout with fresh paint, updated flooring, an updated bathroom, and generous walk-in closets for excellent storage. Additional highlights include newer windows, a full basement with abundant storage, a beautifully landscaped yard, and a newer front porch that adds great curb appeal. Call today for your private tour.
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Highlights

Listed by Heidi Guerra , 989-415-3620 Berkshire Hathaway HomeServices, Bay City , 989-892-8888. MiRealSource, Inc. mls logo

Property Type

Multi-Family
Lot/Acreage
0.13

Year Built

1900

County

Bay

Area

Bay City (09016)

 Neighborhood

No

 School District

Bay City School District

Listing ID

50214619

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Range/Oven, Refrigerator
Air Cond:Window Unit(s)
Fireplaces:
Above Ground Sq Ft:1516
Basement:Block,Full
Other:
  • ▪ Additional:First Flr Bath Lav/Half, Second Flr Bath Lav/Half, Walk-In Closet
Water:Public Water

Exterior Features

Lot:Sidewalks
Lot Dimensions:50x110
Others:
  • ▪ Additional:Porch
Sewer:Public Sanitary
Principal Interest
$667
Taxes
$134

Home Price

$128,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$25,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$667.03

Principal

Taxes

Principal Taxes HOA Total
Monthly $667.03 $133.82 $0.00 $800.84
Yearly $8,004.31 $1,605.80 $0.00 $9,610.11
Total $240,129.29 $48,174.00 $0.00 $288,303.29
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Bay City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. Copyright MiRealSource.

IDX service by Blueroof 360

Data last updated: 2026-09-02T04:57:55.100Z

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