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Jenn Smart

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108 S Linn , Bay City, MI 48706
$399,000
Est. Payment: $2,079.24/mo
0 Bed
0 Bath
5043 Sqft
Status: active | Days on site: 101
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Exceptional mixed-use/commercial opportunity in the heart of Bay City featuring over 5,000+ square feet of potential across multiple levels. The main floor is currently configured as professional office space and offers approximately 1,401 square feet of finished area, complete with a full bath, half bath, and laundry area, making it ideal for continued commercial use or future live/work flexibility. The second floor spans an additional 1,681 square feet and has been fully gutted, presenting a blank canvas for redevelopment. Current owners originally intended to create a stunning residential living space and even commissioned architectural plans for the build-out, offering incredible upside for investors, entrepreneurs, or mixed-use visionaries. A standout feature of the property is the finished third-floor cupola/bourbon bar area - a unique and inviting space with direct roof access and the potential for an incredible rooftop patio or deck overlooking the city. Additional highlights include all new windows throughout the building, a new roof, and a full unfinished basement providing an additional 1,681 square feet for storage or utility use. Rare opportunity to own a character-filled building with significant redevelopment potential in a growing downtown corridor.

Highlights

Listed by Sarge Harvey , 989-798-1022 and Renee Harvey , 989-798-4554 EXP Realty , 888-501-7085. MiRealSource, Inc. mls logo

Property Type

Business Opportunity

Lot/Acreage
0.14

Year Built

1890

County

Bay

Area

Bay City (09016)

Listing ID

50207617

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:
Above Ground Sq Ft:5043
Water:Public Water

Exterior Features

Lot Dimensions:0 X 0
Sewer:Public Sanitary
Principal Interest
$2,079
Taxes
$254

Home Price

$399,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$79,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,079.24

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,079.24 $254.36 $0.00 $2,333.61
Yearly $24,950.93 $3,052.35 $0.00 $28,003.28
Total $748,528.02 $91,570.50 $0.00 $840,098.52
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Bay City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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