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Jenn Smart

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12 Cove , Bay City, MI 48706
$324,900
Est. Payment: $1,693.10/mo
2 Bed
2 Bath
1241 Sqft
Status: pending | Days on site: 324
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! This stunning 2-bedroom, 2-bath condominium is designed with full barrier-free accessibility, offering step-free living, wide entryways, and an open layout for maximum comfort and convenience. Built with energy-certified construction, the home includes Low-E insulated glass windows, a 96% high-efficiency natural gas furnace, central air, and high-performance cellulose insulation—keeping you comfortable while saving on energy costs. The spacious kitchen features quality cabinetry, granite countertops, stainless steel appliances, and Moen plumbing fixtures. The open floor plan flows seamlessly into the living and dining areas, perfect for everyday living or entertaining. The primary suite boasts a private bath with a full walk-in tile shower and a large walk-in closet. A second bedroom with its own walk-in closet and a second full bath add to the thoughtful design. Enjoy outdoor living on the covered front porch or the stamped concrete back patio with a covered roof. The vinyl and stone exterior is complemented by professional landscaping and a sprinkler system. Additional highlights include tile flooring with carpet in the living and bedroom areas, a convenient laundry space, and stylish finishes throughout. Modern, energy-efficient, and barrier-free—this condo is move-in ready and built for today’s lifestyle. HOA SERVICES PROVIDE: LAWN CARE, SPRINKLER SYSTEM, TREE, SHRUB, AND BED MAINTENANCE, SNOW REMOVAL FROM DRIVE AND WALKS FOR SNOW EVENTS OVER 2”, SPRING AND FALL CLEANUP AND MORE AS PROVIDED BY THE MASTER DEED.

Highlights

Listed by Jean Ann Styn-DeShano , 989-233-8380 RE/MAX Results , 989-686-3400. MiRealSource, Inc. mls logo

Property Type

Condo/Townhome

HOA Fee

300 Monthly

Year Built

2024

County

Bay

Area

Bay City (09016)

Neighborhood

Iron Bridge Condominiums

School District

Bay City School District

Listing ID

50188166

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Microwave, Range/Oven, Refrigerator
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:
Above Ground Sq Ft:1241
Below Ground Sq Ft:0
Other:
  • Additional:Bay Window, Cable/Internet Avail., DSL Available, Walk-In Closet, Accessibility Features, Cats Allowed, Dogs Allowed
Water:Public Water

Exterior Features

Zoning:Residential
Others:
  • Additional:Wheelchair Access, Deck, Lawn Sprinkler, Patio, Porch, Storms/Screens
Sewer:Public Sanitary
Parking Features:Attached Garage,Electric in Garage,Gar Door Opener,Workshop,Direct Access,3 or More Spaces,Garage,Paved Driveway
Principal Interest
$1,693
Taxes
$912
HOA
$300

Home Price

$324,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$64,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,693.10

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,693.10 $911.83 $300.00 $2,904.93
Yearly $20,317.19 $10,942.00 $3,600.00 $34,859.19
Total $609,515.67 $328,260.00 $108,000.00 $1,045,775.67
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Bay City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. Copyright MiRealSource.

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Data last updated: 2026-09-02T04:57:55.100Z

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