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Jenn Smart

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214 Athlone , Bay City, MI 48706
$2,195,000
Est. Payment: $11,438.45/mo
5 Bed
4 Bath
3475 Sqft
Status: active | Days on site: 43
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House Description

Set along Bay City’s premier beachfront destination, Athlone Beach, this exceptional residence offers refined waterfront living on the Saginaw Bay. Built in 2020, the home features nearly 3,500 square feet of beautifully designed space with 5 bedrooms, 3.5 baths, and 52 feet of sandy frontage. Meticulously planned to maximize sweeping water views, the home delivers refined luxury across every level, with a private elevator providing ease of access throughout. A classic, charming front porch creates an inviting first impression, while the home's elevated architectural design captures breathtaking views of the water from multiple vantage points. The open-concept main floor is designed for effortless entertaining, with the kitchen, dining area, and living room flowing seamlessly together against a stunning waterfront backdrop. The showpiece kitchen features stunning custom cabinetry, high-end finishes, and an impressive oversized island ideal for serving and gathering, while the well-appointed pantry offers abundant storage and a secondary refrigerator. A main-floor bedroom provides flexibility as a private guest room or spacious office. The luxurious primary suite is a true retreat, complete with an ensuite featuring dual sinks, a dedicated makeup vanity, soaking tub, expansive walk-in tile shower, and thoughtfully designed walk-in closet. Third-floor laundry is conveniently located near the bedrooms, while thoughtful storage is incorporated throughout the home. The fully enclosed sunroom is an unforgettable space to relax and take in the expansive water views in every season, and the property also includes a heated two-car attached garage and a heated one-car detached garage. Tasteful, timeless, and exceptionally well executed, this Athlone Beach residence offers a rare opportunity to experience luxury waterfront living on the Saginaw Bay.

Highlights

Listed by The Ryan Valderas & Erica Roseberry Team , 989-415-5865 Berkshire Hathaway HomeServices, Bay City , 989-892-8888. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.25

Year Built

2020

County

Bay

Area

Bangor Twp (09001)

Neighborhood

H. J. Tierneys Athlone Beach Sub

School District

Bangor Township Schools

Listing ID

50215461

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Air Cond:Central A/C
Fireplaces:Gas Fireplace
Above Ground Sq Ft:3475
Below Ground Sq Ft:0
Water:Public Water

Exterior Features

Lot Dimensions:52 x 210
Others:
  • Additional:Lawn Sprinkler, Porch
Sewer:Public Sanitary
Parking Features:Attached Garage,Detached Garage
Principal Interest
$11,438
Taxes
$1,003

Home Price

$2,195,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$439,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$11,438.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $11,438.45 $1,002.85 $0.00 $12,441.30
Yearly $137,261.40 $12,034.21 $0.00 $149,295.61
Total $4,117,842.11 $361,026.30 $0.00 $4,478,868.41
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Bay City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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