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Jenn Smart

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1605 3rd , Bay City, MI 48708
$194,900
Est. Payment: $1,015.65/mo
4 Bed
2 Bath
1925 Sqft
Status: sold | Days on site: 18
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Come and take a look at this charming 4-bedroom, 2-bathroom home with a 3-car heated garage near the Johnson Street Business District! On the main level, you will be greeted by the beautiful natural woodwork and hardwood floors, primary bedroom, laundry room, and office/den. On the second floor, you will find a spacious sitting area along with 3 additional bedrooms. Enjoy the partially finished basement with a steam sauna and shower room, additional kitchen, and living area with a bar. Outside, enjoy the covered front porch, many perennials, and the large fully fenced in yard with a 8x16 gazebo with power and 10x16 greenhouse. The solar panels can be used for the yard and/or garage. Call today for your personal showing!

Highlights

Listed by Breann Wass , 989-525-9474 Ayre/Rhinehart Bay REALTORS , 989-892-4800. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.32

Year Built

1900

County

Bay

Area

Bay City (09016)

Neighborhood

Fitzhugh

School District

Bay City School District

Listing ID

50172789

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Central A/C
Fireplaces:Basement Fireplace
Above Ground Sq Ft:1925
Below Ground Sq Ft:480
Basement:Block,Partially Finished
Other:
  • Additional:9 ft + Ceilings, Hardwood Floors
Water:Public Water

Exterior Features

Lot:Deep Lot - 150+ Ft.,Large Lot - 65+ Ft.
Lot Dimensions:92x150
Others:
  • Additional:Fenced Yard, Porch, Sidewalks
Sewer:Public Sanitary
Parking Features:Detached Garage,Heated Garage
Principal Interest
$1,016
Taxes
$160

Home Price

$194,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$38,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,015.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,015.65 $160.08 $0.00 $1,175.73
Yearly $12,187.81 $1,920.93 $0.00 $14,108.74
Total $365,634.36 $57,627.90 $0.00 $423,262.26
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Bay City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. Copyright MiRealSource.

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Data last updated: 2026-09-02T03:11:55.100Z

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