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Jenn Smart

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609 Breaker Cove , Bay City, MI 48708
$379,500
Est. Payment: $1,977.63/mo
2 Bed
2 Bath
1645 Sqft
Status: active | Days on site: 96
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

*NOW OFFERING AT IT’S BEST PRICE BELOW TAXABLE VALUE, OWNER IS MOVING TO HAWAII!! Available through October 16th Act quickly to make it yours. Open house to the public Sunday September 6th from 11:30AM-1:00PM* The Breaker Cove South Condominium Cobblestone Development is located and accessible along the Saginaw River providing a paved walkway and bike path to Bay City's Uptown and Downtown. A meticulously upgraded single-story condominium at Breaker Cove boasting over $40,000 in premium upgrades. Built in 2019 by Cobblestone Homes with a 5-Star Energy Rating, this home delivers luxury finishes, exceptional efficiency, and true low-maintenance living. The gourmet kitchen impresses with custom McIntyre hardwood cabinets, quartz countertops, a custom deep-basin composite island sink, custom hood fan design, and premium appliances including a Whirlpool gas range, French door refrigerator with water & ice dispenser, KitchenAid quiet dishwasher, and Maytag gas dryer. Stunning custom shiplap elevates the living room ceiling with beam, kitchen, dining area, sunroom, and both bedrooms, a designer upgrade you'll notice in every room. Soaring 10-foot ceilings and an open floor plan connect living, dining, and kitchen spaces. Recessed dimmable lighting throughout, fully wired cable & internet outlets in every room with 2 living room locations, and an attic-mounted HD TV antenna deliver move-in-ready convenience with no cable bill required. The primary suite offers a walk-in closet with custom shelving and mirrored sliding door, dual-sink vanity, walk-in shower, and a thermostat-controlled heated porcelain floor — a true spa experience. The sunroom with glass sliding doors opens to a private concrete patio. A custom stone fireplace with wood mantle and shiplap to ceiling creates a stunning living room focal point. Additional standout upgrades: Carrier High Efficiency HVAC with 10-year warranty, AO Smith 80-gallon water heater, furnace-mounted humidifier, triple deadbolt steel frame entry doors, custom epoxy garage floor, custom sunroom and window blinds throughout, custom garage entry cubbie landing area, sound insulation in all interior walls, Petoskey Stone drawer & door pulls, vinyl plank flooring, and porcelain tile in the master bath and walk-in closet. Oversized 2-car garage features Lift Master opener with 4 controllers, attic storage with pull-down ladder, epoxy floor, and two added 110V outlets. Walk-in laundry room and walk-in hallway storage closet complete the package. Steps from a Saginaw River gazebo walkway to Uptown and Downtown Bay City. A rare turnkey opportunity, schedule your showing today!

Highlights

Listed by Jean Ann Styn-DeShano , 989-233-8380 and MacKenzie Steinbauer , 989-339-8862 RE/MAX Results , 989-686-3400. MiRealSource, Inc. mls logo

Property Type

Condo/Townhome

HOA Fee

225 Monthly

Year Built

2019

County

Bay

Area

Bay City (09016)

Neighborhood

Breaker Cove

School District

Bay City School District

Listing ID

50209389

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Air Cleaner, Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Central A/C
Fireplaces:LivRoom Fireplace
Above Ground Sq Ft:1645
Below Ground Sq Ft:0
Other:
  • Additional:Bay Window, Walk-In Closet, Window Treatment(s), Accessibility Features, Cats Allowed, Dogs Allowed
Water:Public Water

Exterior Features

Zoning:Residential
Others:
  • Additional:Deck, Lawn Sprinkler, Patio, Porch, Storms/Screens
Sewer:Public Sanitary
Parking Features:Attached Garage,Electric in Garage,Gar Door Opener,Direct Access,3 or More Spaces,Garage,Paved Driveway

Open House

Upcoming Open Houses
Sunday 11:30 am - 1:00 pm Sep 6
Principal Interest
$1,978
Taxes
$617
HOA
$225

Home Price

$379,500

Loan Details

30 yrs
6.792%

Down Payment

20%
$75,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,977.63

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,977.63 $617.08 $225.00 $2,819.71
Yearly $23,731.53 $7,405.00 $2,700.00 $33,836.53
Total $711,945.82 $222,150.00 $81,000.00 $1,015,095.82
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Bay City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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