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Jenn Smart

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10404 Saint John , Algonac, MI 48001
$615,000
Est. Payment: $3,204.85/mo
3 Bed
2 Bath
1949 Sqft
Status: pending | Days on site: 33
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome to waterfront living at 10404 Saint John Drive! This beautifully maintained 3 bedroom, 2 bath brick ranch offers an inviting open-concept layout, spacious living areas, and direct canal access just minutes from Lake St. Clair. A dramatic foyer opens into the grand living room, where soaring ceilings, a fireplace, and an expansive wall of windows fill the space with natural light while showcasing peaceful water views. The open dining area provides an ideal setting for everyday meals and entertaining, while the generously sized kitchen features abundant cabinetry, ample workspace, a pantry, and a comfortable breakfast area. The spacious primary suite offers a private retreat with its own fireplace and a large ensuite bathroom featuring a jetted tub, separate shower, and double vanity. Two additional bedrooms provide flexibility for family, guests, or a home office, with one offering convenient shared access to the second full bathroom. Fresh interior paint and plentiful closet space add to the home's move-in-ready appeal. Step outside to enjoy an exceptional waterfront setting that is increasingly difficult to find. The extra-wide canal frontage provides convenient access to the water while still offering a lush, natural landscape with privacy. A large brick-paver patio with a retractable awning creates the perfect place to relax, dine, or entertain near the water. A boat hoist and jet ski hoist make it easy to take full advantage of the waterfront lifestyle. Additional features include a seawall, lake-fed sprinkler system, whole-house generator, central vacuum system, and a heated 3 car garage with ample storage. Major updates include a roof in 2024 and HVAC system in 2023. Offering generous living space, valuable mechanical updates, exceptional outdoor amenities, and a rare blend of waterfront access and natural surroundings, this home is ready for its next owner to begin enjoying the Lake St. Clair lifestyle.

Highlights

Listed by Kevin Winningham , 586-295-1990 and Ashley Zastrow , 586-907-9626 Keller Williams Paint Creek , 248-609-8000. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.26

Year Built

2000

County

St. Clair

Area

Clay Twp (74011)

Neighborhood

Colony Isles-St John Sub

School District

Algonac Community School District

Listing ID

61014391

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:Gas Fireplace,LivRoom Fireplace,Primary Bedroom Fireplace
Above Ground Sq Ft:1949
Other:
  • Additional:Cable/Internet Avail., DSL Available, Spa/Jetted Tub
Water:Public Water

Exterior Features

Lot Dimensions:74 x 154 x 74 x 153
Others:
  • Additional:Patio, Porch
Parking Features:Attached Garage,Side Loading Garage
Principal Interest
$3,205
Taxes
$663

Home Price

$615,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$123,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,204.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,204.85 $663.17 $0.00 $3,868.02
Yearly $38,458.21 $7,958.00 $0.00 $46,416.21
Total $1,153,746.20 $238,740.00 $0.00 $1,392,486.20
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Algonac, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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