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Jenn Smart

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2528 Gardner , Alger, MI 48610
$199,500
Est. Payment: $1,039.62/mo
2 Bed
1 Bath
1419 Sqft
Status: active | Days on site: 93
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Waterfront home with several outbuildings perched above the Tittabawassee River - boatable to Secord Lake! If you've been waiting for the perfect Up North getaway this is it! This 2 bedroom/1bath home has 4 additional outbuildings and a 28x40 Pole barn. Located on the "trail side" of Gladwin County-miles of State Land trails and DNR hunting acreage just a few miles down the road. When you aren't on Secord Lake fishing, kayaking or water skiing, you can jump on the side by side and ride out the day on the trails! THE BEST location for all-sport fun for the entire family. This was a full time home- Main house is on fuel oil forced air furnace. Small 24x12 cabin is heated with propane floor furnace, installed electricity, small counter/kitchen area but no running water (small cabin has red carpeting in the pictures) Shed #1 12x24 with cement floor, Shed #2 by waterfront 22x12 with cement floor, 20x20 garage with cement floor and electric (separate electrical service). CASH OR CONVENTIONAL ONLY! Home being sold AS IS. Kitchen appliances AND washer & dryer included and possibly some furnishings. This home is part of the FLTF assessment for Secord Dam; please visit Four Lakes Task Force website for more info on lake levels: www.four-lakes-taskforce-mi.com

Highlights

Listed by REBECCA TOMAC , 989-965-5391 and REBECCA TOMAC , 989-965-5391 Cedar & Crow Realty , 989-965-5391. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.8

Year Built

1950

County

Gladwin

Area

Bourret Twp (26004)

Neighborhood

Naimans Clear Point Resort

School District

West Branch - Rose City Area Schools

Listing ID

50202981

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Wall/Window A/C
Fireplaces:
Above Ground Sq Ft:1419
Below Ground Sq Ft:0
Basement:Block,Full,Outside Entrance,Walk Out,Unfinished
Other:
  • Additional:9 ft + Ceilings, Cable/Internet Avail., DSL Available, Window Treatment(s)
Water:Private Well

Exterior Features

Lot:Deep Lot - 150+ Ft.,Large Lot - 65+ Ft.,Treed
Lot Dimensions:34848
Zoning:Residential
Sewer:Septic
Parking Features:Additional Garage(s),Detached Garage,Workshop,3 or More Spaces,Garage
Principal Interest
$1,040
Taxes
$146

Home Price

$199,500

Loan Details

30 yrs
6.792%

Down Payment

20%
$39,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,039.62

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,039.62 $145.92 $0.00 $1,185.54
Yearly $12,475.47 $1,751.00 $0.00 $14,226.47
Total $374,264.01 $52,530.00 $0.00 $426,794.01
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Alger, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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