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Jenn Smart

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4867 E Shore , Alger, MI 48610
$430,000
Est. Payment: $2,240.79/mo
4 Bed
2 Bath
1834 Sqft
Status: active | Days on site: 2
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome to your family's next chapter. This beloved waterfront retreat tucked along the Middle Branch of the Tittabawassee River, with direct access to all-sports Secord Lake right from your private dock. With lake restoration and dam repair underway, this is a rare ground-floor opportunity to secure a true waterfront lifestyle property before the lake returns to full glory. Set on two waterfront lots and anchored by a durable steel seawall, this 4-bedroom, 2-bathroom home blends comfortable family living with standout craftsman details. Step inside to an open-concept layout under dramatic vaulted ceilings finished in warm tongue-and-groove wood plank ceiling, creating a cabin-meets-modern feel that's hard to find. The kitchen anchors the space with a striking live-edge wood bar, perfect for morning coffee or entertaining guests after a day on the water. The first-floor primary suite offers a private walk-in closet, while first-floor laundry adds everyday convenience. A walkout, unfinished basement provides flexible space for storage, a workshop, or future finished living area. Outside, a 2-car garage attached directly to the home and storage shed round out the practical perks, while two waterfront lots give you room to dock, dream, and grow. High-speed internet is available, making this retreat just as functional for remote work as it is for weekend escapes. Whether you're seeking a year-round home or a riverfront getaway, this property offers space, character, and a front-row seat to the water — with even more value on the horizon as Secord Lake restoration nears completion. See virtual tour link and floor plan. Some photos may be virtually enhanced and/or staged. Schedule your private showing today — waterfront opportunities like this don't last.

Highlights

Listed by DANIEL DWYER-SNYDER , 989-708-1845 Century 21 Signature - Clare , 989-386-7776. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.5

Year Built

1977

County

Gladwin

Area

Clement Twp (26007)

Neighborhood

Engelhardt Resort

School District

West Branch - Rose City Area Schools

Listing ID

50212322

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s)
Fireplaces:
Above Ground Sq Ft:1834
Below Ground Sq Ft:0
Basement:Partial,Sump Pump,Unfinished,Walk Out
Other:
  • Additional:9 ft + Ceilings, Cable/Internet Avail., Ceramic Floors, Sump Pump
Water:Private Well

Exterior Features

Lot Dimensions:140x154x140x162
Others:
  • Additional:Deck, Porch
Sewer:Septic
Parking Features:Attached Garage,Electric in Garage,Gar Door Opener
Principal Interest
$2,241
Taxes
$495

Home Price

$430,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$86,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,240.79

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,240.79 $495.00 $0.00 $2,735.79
Yearly $26,889.48 $5,940.00 $0.00 $32,829.48
Total $806,684.33 $178,200.00 $0.00 $984,884.33
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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