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Jenn Smart

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11282 SE Torch Lake , Alden, MI 49612
$1,150,000
Est. Payment: $5,992.81/mo
5 Bed
3 Bath
1564 Sqft
Status: active | Days on site: 28
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

This .6 acre property offers the perfect blend of privacy, comfort, and breathtaking views of beautiful Torch Lake. Perched high on the property, the home's elevated position and walkout lower level provide panoramic lake views and unforgettable sunsets from both the upper decks. The main level features four bedrooms and two full baths, with the flexibility to use one bedroom as a home office or craft room if desired. The open-concept kitchen, dining, and living areas are all thoughtfully positioned to face the water, creating a bright and inviting space to gather and entertain. The walkout lower level offers exceptional additional living space, complete with a large bedroom, full bath, and its own open kitchen, dining, and living area — ideal for guests, extended family, or multi-generational living. Step outside to enjoy the upper deck with your morning coffee or evening glass of wine while taking in the stunning scenery. Below, the lower deck opens to a hot tub, expansive lawn, and fire pit area designed for relaxing evenings. And if ultimate relaxation is the goal, the property also includes a sauna with shower conveniently attached to the two-car garage. The location itself is truly special. Bike into the charming town of Alden, just minutes away, to enjoy local restaurants and shopping, or take the day and tour the shoreline of this crystal clear 18,770 acre lake! The possibilities here are endless! Enjoy the property exactly as it is, or take advantage of the opportunity to purchase the attached, vacant waterfront parcel with 102 feet of Torch Lake Frontage! This allows you to build closer to the lake (the lower lot perks) while using the upper home as an investment property or guest retreat. If you act soon, there is also the rare opportunity to purchase the neighboring property to the north, creating a combined total of 180 feet of frontage on Torch Lake!

Highlights

Listed by Kelly Coy , Bayside Real Estate , 231-778-0990. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.6

Year Built

1972

County

Antrim

Area

Helena Twp (05008)

Neighborhood

None

School District

Mancelona Public Schools

Listing ID

80069135

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central A/C,Exhaust Fan
Fireplaces:
Above Ground Sq Ft:1564
Below Ground Sq Ft:968
Basement:Block,Finished,Full,Outside Entrance,Walk Out,Interior Access
Other:
  • Additional:Window Treatment(s)
Water:Private Well

Exterior Features

Lot Dimensions:100 x 260
Zoning:Residential
Others:
  • Additional:Deck, Lawn Sprinkler, Spa/Hot Tub
Sewer:Septic
Parking Features:Detached Garage,Gar Door Opener,Garage
Principal Interest
$5,993
Taxes
$733

Home Price

$1,150,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$230,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,992.81

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,992.81 $733.13 $0.00 $6,725.93
Yearly $71,913.72 $8,797.50 $0.00 $80,711.22
Total $2,157,411.58 $263,925.00 $0.00 $2,421,336.58
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Alden, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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